A : Why are you so late to class?
     - 수업에 왜 이렇게 늦었니?

B : I had a little fender-bender.
     - 단순한 접촉사고가 났어.

A : Did you call the insurance company?
     - 보험 회사에 연락했니?

B : Yes. I did.
     - 응. 했어.